Terms of Service
Last updated September 2026
These terms govern your use of Carevia Early Access. By creating an account you agree to them. Carevia Early Access gives you a way to reserve Carevia Points ahead of our public launch.
Carevia Points and Credits
Welcome and referral points are promotional and convert to Carevia Credits in Naira. Credits are redeemable towards eligible healthcare services on Carevia once available and can cover up to 50% of an eligible transaction. Credits have no cash value, cannot be withdrawn or transferred, and may expire or be adjusted in cases of abuse.
Referrals
You earn referral credit only when an invited person joins with your link and verifies a unique phone number. Self-referrals and fraudulent sign ups are not eligible and may result in account suspension.
Account
You are responsible for keeping your login details secure and for the accuracy of the information you provide. We may suspend or close accounts that violate these terms.
Changes
We may update these terms as the product evolves. Material changes will be communicated by email or in the app.